Justin Riley

Justin is an independent financial adviser with extensive experience supporting individuals and families in managing their wealth effectively. He was previously the principal adviser and Director of Zest Financial Consultants Limited. He provides personalised financial planning designed to help clients grow, protect and manage their finances throughout different stages of life. Justin operates in a […]
Jen Riley

Jen is an independent financial adviser with a broad financial services background. This experience provides a strong foundation for delivering well-structured financial advice supported by a deep understanding of regulation, governance and financial risk. Before moving into financial advice, Jen held a number of senior and strategic roles, developing expertise in overseeing financial operations, managing […]
Rachel Oakeshott

Helping clients navigate the mortgage and protection market with confidence is at the heart of Rachel’s approach. As an independent mortgage and protection consultant, Rachel works closely with individuals and families to find mortgage and insurance solutions that suit their personal circumstances and long-term plans. With extensive experience, Rachel understands that arranging a mortgage or […]
Edward Gamon

Edward has worked in financial services for over 36 years, with the last 20 as an independent financial adviser, predominantly providing retirement and investment advice. He was part of Friarsgate Financial Planning before moving to Lync Wealth Management in November 2025.
Lewis Baxter

I followed my father, John Baxter, into financial services at the age of 16, after he established Unividual in Bath in 2000. I grew up from the bottom of the industry, experiencing a wide array of environments in financial services, to becoming one of the youngest financial advisers to achieve Fellowship of the Personal Finance […]
Richard Martin-Redman

For Richard, making a positive impact on a client’s future is the most rewarding aspect of his job. In his opinion, receiving great financial advice is one of the most important things a person can do. Richard builds his advice on long-lasting relationships with clients. He understands that needs evolve over time. For instance, the […]
Kay Mechial

With over a decade of experience in the financial services industry, Kay has spent the past nine years providing expert financial advice to individuals and businesses alike, helping them achieve their financial goals and objectives. Kay aims to deliver a personalised service to each client, and takes pride in helping them achieve their financial goals. […]