How income protection helps when long-term illness stops you working
Income protection insurance is one of the most effective ways to protect your income if you’re unable to work due to long‑term illness or injury. For many people in the UK, regular earnings are the backbone of day‑to‑day life – paying the mortgage, covering household bills and supporting family plans. An income protection policy helps replace part of your salary when you need it most, providing financial stability and peace of mind when health takes an unexpected turn.
The most common financial scams – and how to avoid them
Financial scams don’t always look like scams. Many now appear online, dressed up as helpful advice or professional investment opportunities. As fraudsters get smarter, UK savers and investors need to be more alert than ever.
Q1 2026 Quarterly Adviser Update
Our Q1 2026 Quarterly Adviser Update is now available to download, bringing together the latest market commentary, economic developments and wider financial planning insights.
Conflict, costs and cashflow – an update in light of the war in Iran
We’re back to that unpleasant feeling of looking at our investments and seeing minus signs and red. It’s not comfortable. Never will be.
Iran: What’s happening and what it means for investors
The past week has seen a significant escalation in geopolitical tension with US and Israeli military action against Iran. For those with ties to the region, the situation feels immediate and worrying, and even for others, headlines and market reactions are hard to ignore.
Spring Forecast 2026 – the essentials
The Spring Forecast lands only weeks after the late Autumn 2025 Budget. Since then, the government has reversed decisions on Inheritance Tax (IHT) reliefs and business rates, adding to an already unsettled winter.
Our latest perspective on the situation in Iran
The recent escalation in Iran and parts of the Middle East has brought a new wave of fast‑moving headlines. Many of us will have seen the weekend coverage, and it’s understandable to feel uneasy.
How to help your child save with Junior ISAs and SIPPs
Rising living costs mean many families are thinking more about how to financially support the children in their life. Junior Individual Savings Accounts (JISAs) and Junior Self Invested Personal Pensions (Junior SIPPs) are now common tools to help give children a boost when they reach adult years. Each offers a different way to save for their future. Here we take a look at both options.
Tax year end made simple: key steps before 5 April
We’ll walk you through an overview of the main tax year end changes for 2026 that may affect your pensions, investments and estate plans. No matter if you’re looking for tips as an individual, for your family or are a business owner. We aim to help you make smart use of your allowances before the new rules apply.
What the upcoming changes to business relief (BR) could mean for your estate planning
From April 2026, the government will bring in new rules for Business Relief (BR) and Agricultural Property Relief (APR). These rules help reduce inheritance tax (IHT) when certain assets – like farms, family businesses, or qualifying investments – are passed on.