A new tax year is the right time to build your pension and ISA savings

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The start of a new UK tax year is a natural moment to revisit your pension and ISA strategy.

Q2 2026 Quarterly Adviser Update

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Our Q2 2026 Quarterly Adviser Update is now available to download, bringing together the latest market commentary, economic developments and wider financial planning insights.

What’s the role of whole of life assurance in Inheritance Tax (IHT) planning?

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Whole of life assurance can play an important role in Inheritance Tax planning for families whose estates may face an IHT bill.

ISA changes, what now?

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As you’ll know, ISAs remain a cornerstone of tax-efficient saving. Right now, you can invest up to £20,000 a year across Cash ISAs, Stocks & Shares ISAs and Innovative Finance ISAs – splitting that allowance however you choose¹.

Financial protection: questions that can help you understand your cover needs

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Financial protection can provide vital support if life doesn’t go to plan. Whether it pays a regular income or a lump sum, the right level of cover can help ease financial pressure during difficult times.
Working out how much cover is appropriate doesn’t have to be complicated. Asking a few clear questions can be a helpful starting point.

Do you have enough to retire?

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If now’s the time you’re thinking ahead and planning for when you leave the workforce, you might be asking yourself: ‘do I have enough to retire?’

Your mortgage rate update – June 2026

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Mortgage rates rose earlier this year following tensions in the Middle East, but they’ve eased slightly since then – welcome news for borrowers.

Will your pension be hit by Inheritance Tax from 2027?

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Your pension is primarily designed to provide retirement income. While it has also been used in the past as part of Inheritance Tax (IHT) planning, that may change from 6 April 2027.

Could equity release reduce your Inheritance Tax bill?

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Equity release is increasingly being used as part of estate planning and Inheritance Tax planning – particularly by homeowners looking to manage the value of their estate efficiently.

Worried about Inheritance Tax? It’s time for a financial check

Five people gathered around a wooden dining table in a kitchen, with one person handing a bowl to another while others sit nearby with plates, glasses, and food on the table.

Worried about Inheritance Tax and how it could affect your family? With inheritance tax rules changing and pensions set to form part of your estate from 2027, more people are reassessing their financial plans.

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