Planning for all stages of retirement
The retirement journey offers challenges as well as opportunities. At Lync Wealth, we help you navigate any transition into new life stages, so you can make the most of every step of the journey.
Lync Wealth offers a personalised approach to help you make the most of your earnings, optimise your investments, prepare for retirement, and efficiently manage complex financial processes like mortgage payments and pension planning.
We craft retirement solutions that align precisely with your goals and financial situations, through a combination of sophisticated cash flow modelling, ongoing assessments, and personalised consultations.
Preparing for retirement is a crucial endeavour and a life-changing milestone. Our approach encompasses a comprehensive perspective, to ensure that you can enjoy a comfortable and secure lifestyle during your golden, retirement years.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.
Entering retirement can be a moment of anxiety for many, as the familiar structure of a career and regular salary disappears.
It’s essential to strike a balance between effectively managing your money, while ensuring you truly savour the joys of retirement and reap the rewards of your long and successful working life.
While retirement may bring more disposable income, it’s essential to allocate these resources wisely – whether it’s fulfilling lifelong dreams like taking a dream holiday or ensuring your finances last through your retirement years. Our financial services are here to offer expert guidance and support, helping you navigate this important phase of life, so you can embrace retirement with confidence.
The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future.
Just as your career evolves, your retirement could end up spanning over half of your entire professional life.
Planning is essential to maintain the quality of life you desire. While the early years of retirement might not differ significantly from your working life, later stages require careful adjustment.
We’ll help you navigate these changes, including managing your pensions, investigating considerations around downsizing, or releasing equity from your home, and ensuring that your financial affairs are in order to provide the most efficient wealth transfer for your any beneficiaries you wish to provide for.
Prepare for the future; your peace of mind is our priority.
Investments carry risk.
Equity release may reduce the legacy you may wish to leave behind.
Why choose Lync?
What you can expect from us
Initial meetings – during our initial discussions, we will outline how we will work with you and understand your lifestyle and goals.
Develop and implement your financial plan – after our initial meetings, we will work to produce and develop a financial plan that is tailored to your needs.
Monitor and review – depending on the terms of our agreement, we will conduct reviews of your money’s progress and adapt your plan as your circumstances change.
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